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Auto & Motorcycle

Let's hit the road.

Perfect car meets perfect financing.

We aren’t satisfied until you get the monthly payment you are looking for. Whether you are buying a new or used car, truck, van, SUV or motorcycle, we want to put you in the driver seat. From flexible terms for faster payoffs to more affordable payments, Park City Credit Union offers auto loans that match the handling and comfort you seek in your new ride.

You can get behind the wheel in no time with these great features:

Auto Loan Options

Traditional Auto Loan – Save big and drive away with a new, certified pre-owned or used vehicle.

Auto Refinance Loan – Think you are paying too much on your current auto loan? See if we can beat your rate through refinancing.

Payment Saver Auto Loan – Payment Saver gives you the best of both worlds. It offers payments considerably lower than conventional financing. Yet, unlike leasing, with Payment Saver you own the vehicle and have all of the flexibility and benefits that come with vehicle ownership!

All new and up to five-year old cars, vans, and light trucks qualify for Payment Saver financing (with mileage restrictions). Other benefits of Payment Saver include:

  • No capitalization fees
  • No application fee
  • In most cases, no down payment is required
  • Option to sell, trade, finance vehicle anytime or return vehicle at loan maturity and simply “walk-away”
  • No early payoff penalty
  • Guaranteed Buyer at the end of the loan term

All loans are subject to credit approval. Your overall creditworthiness may determine the amount financed, interest rate and term available to you. See credit union for details.

¹No payment for 90 days, whereby first payment extended out up to 90 days from the date the loan funds are disbursed. Finance charges will continue to accrue until the first payment is made. Payment extension not available on Kwik Cash, Payment Saver, or Mortgage loans.

²Subject to limitations and exclusions including a maximum loan-to-value limitation which may cap the benefit you receive.

3Subject to eligibility based on collateral.

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