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Loan Rates

Check our low rates to get started with a new loan.

Rates subject to change at anytime. 

Auto, Truck, Motorcycle, and Recreational Loans

Includes automobiles, trucks, motorcycles, boats, RVs, 5th wheels, campers, travel trailers, toy haulers, and livestock trailers with living quarters.

Annual Percentage Rate (APR) effective 01/22/2024. The rates listed are lowest available rates. Regular New & Used Vehicles and Recreational rates and monthly payments are based on financing 75% of value. Individual rates and terms may vary based on down payment, credit history, credit score, mileage, and age of collateral. Credit terms & conditions, and other restrictions may apply. 

Recreational Loans

Includes ATVs, UTVs, snowmobiles, dump trailers, livestock trailers, dirt bikes, jet ski's, tractors, skid steers, and other non-titled collateral.

Annual Percentage Rate (APR) effective 01/22/2024. The rates listed are lowest available rates. Regular New & Used Vehicles and Recreational rates and monthly payments are based on financing 75% of value. Individual rates and terms may vary based on down payment, credit history, credit score, mileage, and age of collateral. Credit terms & conditions, and other restrictions may apply.

Unsecured / Personal Loans


Annual Percentage Rate (APR) effective 01/22/2024. The rate listed is our lowest available rate. Individual rates and terms may vary based on credit history and credit score. Credit terms & conditions, and other restrictions may apply. 

Homeowner's Advantage Loan


Annual Percentage Rate (APR) effective 01/22/2024. The rate listed is our lowest available rate. Individual rates and terms may vary based on credit history and credit score. Credit terms & conditions, and other restrictions may apply.  

Credit Cards


Annual Percentage Rate (APR) effective 09/01/2023 and is variable based on the Prime Lending Rate. The rate listed is our lowest available rate. Individual rates and terms may vary based on credit history and credit score. Credit terms and conditions apply.

Kwik Cash Line of Credit


Annual Percentage Rate (APR) effective 7/3/2017. The rate listed is our lowest available rate. Individual rates and terms may vary based on credit history and credit score. Credit terms & conditions, and other restrictions may apply. 

Mortgages

Annual Percentage Rate (APR) effective 12/04/2023. Rate and monthly payments are based on an assumed credit score of 720 or higher. Payments do not include escrow for taxes and insurance. The payment obligation may be greater if escrow applies. Individual rates and terms may vary based on down payment, Loan-to-Value, credit history, and credit score. Credit terms & conditions, and other restrictions may apply.

*APR = Annual Percentage Rate
†APY = Annual Percentage Yield

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501 S. Pine Ridge Ave.
Merrill, WI 54452

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NMLS #518120 – Membership Eligibility Required.
Routing Number #291580614
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