| PCCU Cash Checking | PCCU Cash Back Checking | Economy Checking | Right Now Checking | Health Savings Account (HSA) | |
|---|---|---|---|---|---|
| Best For | Earn a high APY while using your checking account | Earn cash back on everyday debit card purchases | Simple checking for everyday spending | A fresh start checking option with a debit card and ITM access | Save for medical expenses with tax advantages |
| Rewards/Dividends |
- 5.00% APY1 - Up to $15/month ATM fee refunds |
- 2.00% cash back (on up to $400/mo)2
- Up to $15/month ATM fee refunds |
x | x | x |
| Monthly Rewards Qualifications1,2 |
- 15 debit card purchases - 1 ACH transaction - Enroll in eStatements |
- 15 debit card purchases - 1 ACH transaction - Enroll in eStatements |
x | x | x |
| Qualifications |
- Membership - Qualified ChexSystems Score |
- Membership - Qualified ChexSystems Score |
- Membership - Qualified ChexSystems Score |
- Membership | x |
| Monthly Service Fee | Free | Free | Free | $10.95 | Free |
| Free Access ATMs & ITMs | PCCU and Alliance One Network (5,200+ locations) | PCCU and Alliance One Network (5,200+ locations) | PCCU and Alliance One Network (5,200+ locations) | PCCU and Alliance One Network (5,200+ locations) | x |
| Debit Card | |||||
| Digital Wallet3 |
- Apple Pay® - Google Pay™ - Samsung Pay® |
- Apple Pay®
- Google Pay™ - Samsung Pay® |
- Apple Pay®
- Google Pay™ - Samsung Pay® |
- Apple Pay® - Google Pay™ - Samsung Pay® |
x |
| Check Ordering & Writing | Checks not allowed | ||||
| Direct Deposit & ACH | |||||
| Online Opening | x | ||||
| Online & Mobile Banking | |||||
| Mobile Deposit | x |
When using your debit card online, you may be prompted to enter a Verified by Visa® (VbV) password. This is an added security measure we have activated to help eliminate potential fraudulent activity. If you do not have a password set-up, it will prompt you to create one. You will need to verify certain information to confirm your identity. You may also click here and set-up your VbV password. If you have any questions about VbV, please give us a call at 715-536-8351.
Order Checks — Need checks for your checking account? Order them here.
In addition to our standard Visa® debit card designs, Park City offers four different other styles featuring the Merrill Bluejays, Rhinelander Hodags, Tomahawk Hatchets and the Lakeland T-Birds. Upgrade your debit card to one of these designs for just $10.00 and $5.00 will be donated to the high school of your choice.
Utilize our online tools to bank with ease. Download the PCCU app to manage your finances, open new accounts or even apply for a loan.
Download in the App Store or Play Store
PCCU Cash:
¹APYs accurate as of 01/01/2025. Rates may change after account is opened. The minimum to open account online is $5.00. If qualifications are met, (1)Domestic ATM fees incurred during qualification cycle will be reimbursed up to $15.00 and credited to the account on the last day of monthly statement cycle, (2) balances up to $15,000.00 receive APY of 5.00%; and (3) balances over $15,000.00 earn 0.05% dividend rate on the portion of the balance over $15,000.00, resulting in 0.68% – 5.00% APY depending on the balance. If qualifications are not met on PCCU Cash all balances earn 0.01% APY.
PCCU Cash Back:
2The minimum to open account online is $5.00. If monthly qualifications are met, (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $15.00 and credited to account on the last day of monthly statement cycle. (2) You receive 2.00% cash back on debit card purchases that post to and settle account during that monthly qualification cycle. Up to a total of $8.00 cash back will be credited to the account on the last day of the monthly statement cycle.
1,2To meet the minimum qualification requirements, you must: 1) make 15 debit card purchases that post and settle your account; 2) have one ACH credit or debit post and settle your account; and 3) be enrolled in and receive eStatements Qualifying transactions must post and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. Purchases must be made with debit card associated with your PCCU Rewards Checking. “Monthly Qualification Cycle” is defined as a calendar month in which dividends are paid. Transfers between accounts do not count as qualifying transactions. Limit one PCCU Cash or PCCU Cash Back account per SSN. Credit terms and conditions apply.
³Apple Pay® is a registered trademark of Apple Inc. Google Pay™ is a registered trademark of Google LLC. Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd
Park City Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Park City Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.
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