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Checking & Debit

Checking accounts that reward you.

Seeking a rewards checking account that works just as hard for your money as you do? 

It’s all here…you simply have to decide how you want to maximize your rewards just for doing everyday banking activities. Find the rewards checking account that is right for you and start earning today.

Checking and Debit Options

Earn Greater Dividends – Enjoy a high yield of up to 3.00% APY* with our Free Kasasa Cash® Checking*

Get More Cash Back – Earn 2% cash back on debit card purchases with Free Kasasa Cash Back® Checking**
Fund Your Fun – Receive refunds for iTunes® and Amazon.com® purchases every month with Kasasa Tunes® Checking

Standard account features that come with all rewards checking accounts:

  • No minimum balance
  • No monthly service fees
  • Free online banking
  • Free Visa® debit card
  • Refunds on ATM fees, nationwide(1)
  • Federally insured up to $250,000

But wait there's more!

Get No Frills – Enjoy a simplified checking solution with all the standard features minus the rewards with Free Economy Checking

Find a Fresh Start – If you do not qualify for traditional checking, Right Now Checking opens you up to a debit card checking account for $4.95 a month

Who's Your Team?

In addition to our standard Visa® debit card designs, Park City offers four different other styles featuring the Merrill Bluejays, Rhinelander Hodags, Tomahawk Hatchets and the Lakeland T-Birds. Upgrade your debit card to one of these designs for just $10.00 and $5.00 will be donated to the high school of your choice.

Available at your local branch

Don’t have a membership with us?

See what you can earn.

Kasasa Cash:
*APY=Annual Percentage Yield. APYs accurate as of 4/1/2020. Rates may change after account is opened. The minimum to open account online is $5. Credit terms and conditions apply. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $15 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 3.00%; and (3) balances over $10,000 earn 0.05% dividend rate on the portion of the balance over $10,000, resulting in 0.32% – 3.00% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.01% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. Purchases must be made with debit card associated with your Kasasa Cash account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Dividends earned in Kasasa Cash are automatically transferred to your Kasasa Saver Account each statement cycle and do not compound. If you do not have a Kasasa Saver Account, the dividends will remain in your Kasasa Cash Account. Actual dividend amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances in Kasasa Saver receive an APY of 0.50%. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.01% APY. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

Kasasa Cash Back:
**The minimum to open account online is $5. When monthly qualifications are met, you receive 2% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $8 per monthly qualification cycle. Qualifying transactions must post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $15 if qualifications are met within monthly qualification cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5 or higher.

Kasasa Tunes:
†The minimum to open account online is $5. You will be refunded up to $10 for iTunes® and/or Amazon. com® purchases that post to and settle account during the first 60 days after you open account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $5 in refunds of iTunes and/or Amazon.com purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your Kasasa Tunes account. Qualifying transactions must post to and settle the account during monthly qualification cycle. Transactions may take one or more banking days from date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $15 if qualifications are met within monthly qualification cycle. iTunes is a registered trademark of Apple, Inc. and Amazon.com is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

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