PCCU Cash:
APYs accurate as of 10/01/2023. Rates may change after account is opened. The minimum to open account online is $5. ¹For PCCU Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $15 and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 6.00%; and (3) balances over $15,000 earn 0.05% dividend rate on the portion of the balance over $15,000, resulting in 0.81% – 6.00% APY depending on the balance. If qualifications are not met on PCCU Cash all balances earn 0.01% APY. Qualifying transactions must post to and settle PCCU Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. Purchases must be made with debit card associated with your PCCU Cash account. “Monthly Qualification Cycle” is defined as a calendar month in which dividends are paid. Actual dividend amount paid may be less than advertised PCCU Cash APY. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. Credit terms and conditions apply.
PCCU Cash Back:
²The minimum to open account online is $5. When monthly qualifications are met, you receive 2% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total of $8 cash back per monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” is defined as a calendar month in which dividends are paid. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $15 if qualifications are met within monthly qualification cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. Credit terms and conditions apply.