These days, commercial banks charge all kinds of fees—but at Park City CU, we do things a little differently. Our priority is helping you get ahead—which means less fees and more support for your business.
Tell us how much you currently pay in banking fees! We want to show you how much money you and your business can save by banking with PCCU.
With business accounts, loans, debit and credit card processing, and financial/retirement specialists¹, a business-friendly credit union is a great alternative to a bank. You’ll have fewer and lower commercial banking fees, AND you’ll have access to financial specialists who will advocate for you and your business.
Park City CU also offers lower rates on loans and minimal fees. In fact, we don’t charge 90% of the fees the banks charge for business checking!² Plus, your money is insured by the National Credit Union Association (NCUA), which provides the same $250,000 coverage on funds as most banks provide.
It’s time to get smart. Here’s the lowdown about credit unions versus banks:
| Credit Unions | Banks |
|---|---|
| – Believe honest competition benefits all consumers – Service driven. We care about people and communities – Serve only those within our membership pool | – Discourage competition through legislative lobbying and lawsuits – Profit-driven. Primary goal is building wealth – Serve anyone in the general public |
| – Membership elects the board of directors – All members are owners. Each person who deposits money has a share of the ownership | – Have a paid board of directors – Customers have no right of ownership |
| – Grant loans to members only. This rewards the membership and keeps capital in the community – Give back to the community with grants, scholarships, and local events – Return profits to members in the form of higher APRs* and lower APYs† | – Grant strategic loans to outside borrowers, including foreign countries and commercial enterprises – Return profits to a small group of stockholders at the expense of their customers |
Our mission: helping members fulfill their dreams while serving our communities. That’s why we celebrate our members and our hometowns through our Park City Cares program, a program where we grant donations to groups and organizations in the Northwoods. How can we #ShareTheCare with a group or organization that your small business supports?
¹Securities offered through Packerland Brokerage Services, Inc., an unaffiliated entity. Member FINRA & SIPC. Regulated by FINRA. This communication is intended for individuals residing in the state of Wisconsin. The contents of this website do not constitute a solicitation to purchase or sell securities in other states. No offers may be made or accepted from any resident outside the specific states referenced. Non-bank / credit union products and securities are not insured by the FDIC/NCUA or any other federal government agency, and are not a deposit of, obligation of, or guaranteed by Park City Credit Union or Park City Investment Center located at Park City Credit Union. Investments are subject to investment risk, including possible loss of principal amount invested.
²Park City Credit Union does not charge per item deposit fees or fees for depositing cash.
See credit union for details.
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