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The Payment Saver

Less Payment. More Smiles.

Enjoy a lower payment with the Payment Saver!

Welcome to the Payment Saver, an alternative financing option to dealer leasing. In fact, our program offers lower monthly payments with an average of up to 40% less than conventional financing options.1

You won’t need to worry about a down payment or pre-payment penalties. Plus, you’ll have flexible loan term options. The best part? You’ll own the vehicle, with the title in your name, not the leasing company.

You can also carry the level of personal vehicle insurance you choose versus the coverage stipulatd by the leasing company. AND, you’ll be able to negotiate the vehicle price like a cash purchase with the dealer.

Our program offers lower excess milage charges than most leasing programs, at only $.10 per mile, and a lower disposition fee of only $195.  You’ll also be able to refinance the remaining balance at loan maturity or anytime during the loan term.

A low-payment alternative:

1The difference between what you pay for the vehicle and the residual value is used to determine the principal portion of your payment, which results in a lower monthly payment than conventional financing, according to Auto Financial Group. All loans are subject to credit approval. Your overall creditworthiness may determine the amount financed, interest rate and term available to you. Credit terms and conditions, balloon payment, and other restrictions may apply. Fees apply if vehicle is returned in lieu of satisfying final balloon payment. Available on purchases or refinances from other lenders. Offer subject to change at any time. See credit union for details.

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