When you find the perfect house, it’s easy to imagine how you will use it. But figuring out how you will finance it… that’s a different story altogether. The mortgage specialists at Park City Credit Union are here to walk you through the financing process step-by-step.
Yes, you found the perfect home. We can help you find the perfect Northwoods mortgage at the best mortgage rate.
30-Year Fixed – Low monthly payments with flexibility to pay more toward the principal.
20-Year Fixed – Often offers a better interest rate than a 30-year, but more affordable than a 15-year mortgage.
15-Year Fixed – Build equity in your home faster.
Home Equity Options – A fixed rate home equity loan or a home equity line of credit (HELOC) can help you consolidate debt, make home improvements or pay for unexpected expenses.
First-Time Homebuyers – Lower down payment options and closing costs for qualified first-time homebuyers.
Adjustable Rate Mortgage – Plan to own your home for just a few years? An adjustable rate mortgage (ARM) typically has a lower interest rate early on, then increases over time – often ideal for the short-term borrower.
USDA Rural Housing Loans – A zero down payment mortgage for eligible rural and suburban homebuyers.
FHA Loans – A mortgage insured by the U.S. Federal Housing Administration for low-to-moderate income borrowers.
VA Loans – A mortgage backed by the U.S. Department of Veterans Affairs to help our men and women in uniform.
Construction Loans – Draw advances to the builder, then convert to a regular mortgage when construction is complete.
Take the stress and guesswork out of mortgages and let our mortgage specialists put their knowledge and experience to work for you.
This FREE invaluable 20+ page guide will take you step-by-step through the home-buying process. You’ll have at your fingertips all that you need to navigate today’s market.
Park City Credit Union is pleased to offer qualified staff to handle your mortgage lending needs.
Listed below are the qualified employees to service your loans.
All loans are subject to credit approval. Your overall creditworthiness may determine the amount financed, interest rate and term available to you. See credit union for details.
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