Earn More with PCCU Reward Accounts

APYs accurate as of 01/01/2025. Rates may change after account is opened. The minimum to open account online is $5.00. ¹If qualifications in PCCU Cash are met each monthly qualification cycle: (1) balances up to $100,000.00 in Rewards Savings receive an APY of 4.00%; and (2) balances over $100,000.00 in Rewards Savings earn 0.05% dividend rate on portion of balance over $100,000.00, resulting in 2.01% – 4.00% APY depending on the balance. If qualifications are not met on PCCU Cash, all balances in Rewards Savings earn 0.01% APY. Actual dividend amount paid may be less than advertised Rewards Savings APY. ²For PCCU Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $15.00 and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000.00 receive APY of 5.00%; and (3) balances over $15,000.00 earn 0.05% dividend rate on the portion of the balance over $15,000.00, resulting in 0.68% – 5.00% APY depending on the balance. If qualifications are not met on PCCU Cash all balances earn 0.01% APY. Qualifying transactions must post to and settle PCCU Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. Purchases must be made with debit card associated with your PCCU Cash account. “Monthly Qualification Cycle” is defined as a calendar month in which dividends are paid. Actual dividend amount paid may be less than advertised PCCU Cash APY. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. Credit terms and conditions apply.