APR effective 09/01/2023. ¹0% introductory APR for balance transfers is good for a period of twelve (12) balance cycles. Offer valid on new credit cards. After introductory period ends, you will be charged 13.50% to 20.50% for Visa® Rewards or 12.50% to 19.50% for Visa® Classic based on your creditworthiness. These rates will vary with the market based on the Prime Lending Rate. Balance transfer fee of 4.00% of the amount of each balance transfer. Balance transfers restricted to credit cards outside of Park City Credit Union. Credit terms and conditions apply.