Rates

Your Hometown Spirit: Merrill, Tomahawk, Minocqua, Rhinelander

Loans | Mortgage | Savings | Certificates

Rates are subject to change without notice.

Loans	Rate	APR*	Term
NEW VEHICLE	3.49	3.49	36
NEW VEHICLE	4.75	4.75	48
NEW VEHICLE	4.75	4.75	60
NEW VEHICLE	4.75	4.75	72
USED VEHICLE 2003/OLDER	5.75	5.75	36
USED VEHICLE 2005 - 2007	5.25	5.25	48
USED VEHICLE 2005 - 2007	5.25	5.25	60
BOATS	4.90	4.90	60
KWIK CASH	18.00	18.00	48
PERSONAL	7.99	7.99	48
SPORTING GOODS - USED 2003/OLDER	5.90	5.90	36
SPORTING GOODS - NEW	4.90	4.90	60

*APR = Annual Percentage Rate
Term = Months

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Mortgage Loan

Rate	Points	APR*
As low as 5.15	0	5.15

*APR = Annual Percentage Rate
Go To Loan Application | Go To Calculators | Back to Top

Rates are subject to change without notice.

Savings	Dividend	APY*	Term
REGULAR SAVINGS-$5 minimum deposit/no minimum balance to earn dividends	0.10	0.10	n/a
SAVERS PLUS-no minimum balance to open or earn dividends	0.25	0.25	n/a
PREMIER SHARE SAVINGS minimum deposit/minimum daily balance of $2,500 to earn dividends **	0.25	0.25	n/a
PREMIER SHARE SAVINGS minimum deposit/minimum daily balance of $5,000 to earn dividends **	0.50	0.50	n/a
PREMIER SHARE SAVINGS minimum deposit/minimum daily balance of $10,000 to earn dividends **	0.75	0.75	n/a
PREMIER SHARE SAVINGS minimum deposit/minimum daily balance of $25,000 to earn dividends **	1.00	1.00	n/a
PREMIER SHARE SAVINGS minimum deposit/minimum daily balance of $75,000 to earn dividends **	1.15	1.15	n/a
CHECKING-$5 minimum deposit/minimum daily balance of $500 to earn dividends	0.25	0.25	n/a
CHRISTMAS CLUB-no minimum balance to open or earn dividends	0.25	0.25	n/a
OTHER SAVINGS-no minimum balance to open or earn dividends	0.25	0.25	n/a

*APY = Annual Percentage Yield
Any fees could reduce your earnings.
**Unlimited personal withdrawals.
**Rates are determined on the true daily balance.
**If balance falls under minimum in each tier, the rate will change based on
the current balance.
**If balance falls under minimum balance of $2,500 – $10.00 fee.

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Rates are subject to change without notice.

Certificates

90 DAY

6 MONTH

12 MONTH

24 MONTH

36 MONTH

48 MONTH

MINIMUM $

DIV     APY

DIV     APY

DIV     APY

DIV     APY

DIV     APY

DIV     APY

1,000-9,999
0.50%    0.50%

0.50%    0.50%

0.75%    0.75%

0.75%    0.75%

1.24%   1.25%

1.49%   1.50%

10,000-24,999
0.75%    0.75%

1.00%    1.00%

1.49%    1.50%

1.74%     1.75%

2.72%    2.75%

2.72%    2.75%

25,000-74,999
0.75%    0.75%

1.00%    1.00%

1.49%    1.50%

1.99%     2.00%

2.97%    3.00%

2.97%    3.00%

75,000 & OVER
0.85%    0.85%

1.24%    1.25%

1.74%    1.75%

1.99%     2.00%

3.21%    3.25%

3.21%    3.25%

Children's** $100 Min
1.74%     1.75%

*APY = Annual Percentage Yield
The annual percentage yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings.
There will be a substantial penalty for early withdrawal.

**Children'ts certificates include share certificates and/or IRA Educational (Coverdell) savings accounts.

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