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Savings So Sweet, They Can’t Compete

Photo of a piggy bank amidst a large pile of a variety of sweet candy pieces

Earn High Yields!

Is your checking account paying 6.00%? We didn’t think so! Why settle when you can switch? With our free PCCU Cash Checking account,1 you can enjoy earning a high yield of up to 6.00% APY.

So, what does that high yield mean for you? It means that you’ll earn money without even doing anything! Your funds can sit in your account and rack up yields over time. It might sound too good to be true, but it’s just part of the Park City promise. Plus, you’ll enjoy:

  • ATM Refunds Nationwide1
  • Convenient Mobile Deposit2
  • Compatible with Apple Pay, Google Pay, & Samsung Pay3


But that’s not all! Pair your PCCU Cash Checking with an extra 4.00% APY† Rewards Savings account4 to supercharge your earnings.

1APYs accurate as of 10/01/2023. Rates may change after account is opened. The minimum to open account online is $5. For PCCU Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $15 and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 6.00%; and (3) balances over $15,000 earn 0.05% dividend rate on the portion of the balance over $15,000, resulting in 0.81% – 6.00% APY depending on the balance. If qualifications are not met on PCCU Cash all balances earn 0.01% APY. Qualifying transactions must post to and settle PCCU Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. Purchases must be made with debit card associated with your PCCU Cash account. “Monthly Qualification Cycle” is defined as a calendar month in which dividends are paid. Actual dividend amount paid may be less than advertised PCCU Cash APY. 2Must qualify for mobile deposit in order to enroll. Wireless carrier data rates may apply. 3Apple Pay® is a registered trademark of Apple Inc. Google Pay™ is a registered trademark of Google LLC. Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd. 4If qualifications in PCCU Cash are met each monthly qualification cycle: (1) balances up to $100,000 in Rewards Savings receive an APY of 4.00%; and (2) balances over $100,000 in Rewards Savings earn 0.05% dividend rate on portion of balance over $100,000, resulting in 2.01% – 4.00% APY depending on the balance. If qualifications are not met on PCCU Cash, all balances in Rewards Savings earn 0.01% APY. Actual dividend amount paid may be less than advertised Rewards Savings APY. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. Credit terms and conditions apply.

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