Rates

Effective 01/01/2017 

Savings & Checking Accounts

Account Minimum To Earn Dividend Rate APY*
Regular Savings $5.00  0.05%  0.05% 
Savers Plus  $5.00  0.05%  0.05% 
Christmas Club $5.00  0.05%  0.05% 
IRA Passbook $5.00  0.25% 0.25% 
Business Checking $500  0.05%  0.05% 
Organization Checking $500  0.05%  0.05% 

Health Savings Account (HSA)

Tier Dividend Rate APY*
$0 - $499.99  0.65%  0.65% 
$500 - $4,999.99  0.75%  0.75% 
$5,000 & Above  1.00%  1.01% 

Kasasa Cash (Checking)

Tier Dividend Rate APY* 
$0 - $10,000  2.96%  3.00% 
Over $10,000 0.05%  0.32% - 3.00% 
All balances if qualifications aren't met 0.01% 0.01%

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 15-debit card purchases post and settle
  • Be enrolled in and log into online banking
  • Be enrolled in and agree to receive E-Statements
  • Have at least 1 automatic payment (ACH) post and settle

*****Kasasa Saver (Savings)

Tier  Dividend Rate  APY* 
 $0 - $10,000  0.50% 0.50% 
Over $10,000  0.05%  0.09% - 0.50% 
All balances if qualifications aren't met 0.01%  0.01% 

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 15-debit card purchases post and settle
  • Be enrolled in and log into online banking
  • Be enrolled in and agree to receive E-Statements
  • Have at least 1 automatic payment (ACH) post and settle

*****Must have a Kasasa Cash Account in order to open a Kasasa Saver Account. 

**Share / IRA Certificate Dividend Rates

 NOTE:  IRA's available only in 1-, 2-, and 3-year terms with tiers. 

Tier

90-Day 
DIV     APY* 

6-Month 
DIV     APY* 

12-Month 
DIV     APY* 

24-Month 
DIV     APY* 

36-Month 
DIV     APY* 

48-Month
DIV     APY* 

$1,000 - $9,999  0.25%  0.25%  0.25%  0.25%  0.25%  0.25%  0.25%  0.25%  0.25%  0.25%  0.25%  0.25% 
$10,000 - $24,999  0.25%  0.25%  0.25%  0.25%  0.25%  0.25%  0.25%  0.25%  0.25%  0.25%  0.25%  0.25% 
$25,000 - $74,999  0.25%  0.25%  0.25%  0.25%  0.30%  0.30%  0.30%  0.30%  0.30%  0.30%  0.30%  0.30% 
$75,000 & Above  0.25%  0.25%  0.30%  0.30%  0.40%  0.40%  0.40%  0.40%  0.40%  0.40%  0.40%  0.40% 

Children's
***$100 Min.

0.25%  0.25% 

Premier Savings Account

Tier Dividend APY* 
$5 - $2,499 0.10%  0.10% 
$2,500 - $4,999  0.10%  0.10% 
$5,000 - $9,999 0.10%  0.10% 
$10,000 - $24,999 0.10%  0.10% 
$25,000- $74,999  0.10%  0.10% 
$75,000 & Above  0.25%  0.25%

 * Annual Percentage Yield.  All rates subject to change at any time.
** Dividend rates will be reduced by 15 basis points if no active checking.
Early withdrawal penalty information is available at the Member Service Desk.
Current rate and annual percentage yield effective for term stated.
*** Children's certificates include 24-month share certificates or
IRA Educational (Coverdell) Savings Accounts. 

****PINNACLE SAVINGS PLAN

Tier Dividend  APY*
$5 - $24,999  0.20%  0.20% 
$25,000 - $49,999  0.20%  0.20% 
$50,000 - $74,999  0.20%  0.20% 
$75,000 - $99,999  0.25%  0.25% 
$100,000 & Above  0.35% 0.35% 

  **** Pinnacle Savings Plan is available members who maintain a checking account with a recurring direct deposit.