Rates

Effective 04/01/2017 

Savings & Checking Accounts

Account Minimum To Earn Dividend Rate APY*
Regular Savings $5.00  0.05%  0.05% 
Savers Plus  $5.00  0.05%  0.05% 
Christmas Club $5.00  0.05%  0.05% 
IRA Passbook $5.00  0.25% 0.25% 
Business Checking $500  0.05%  0.05% 
Organization Checking $500  0.05%  0.05% 

Health Savings Account (HSA)

Tier Dividend Rate APY*
$0 - $499.99  0.65%  0.65% 
$500 - $4,999.99  0.75%  0.75% 
$5,000 & Above  1.00%  1.01% 

Kasasa Cash (Checking)

Tier Dividend Rate APY* 
$0 - $10,000  2.96%  3.00% 
Over $10,000 0.05%  0.32% - 3.00% 
All balances if qualifications aren't met 0.01% 0.01%

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 15-debit card purchases post and settle
  • Be enrolled in and log into online banking
  • Be enrolled in and agree to receive E-Statements
  • Have at least 1 automatic payment (ACH) post and settle

*****Kasasa Saver (Savings)

Tier  Dividend Rate  APY* 
 $0 - $100,000  0.50% 0.50% 
Over $100,000  0.05%  0.28% - 0.50% 
All balances if qualifications aren't met 0.01%  0.01% 

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 15-debit card purchases post and settle
  • Be enrolled in and log into online banking
  • Be enrolled in and agree to receive E-Statements
  • Have at least 1 automatic payment (ACH) post and settle

*****Must have a Kasasa Cash Account in order to open a Kasasa Saver Account. 

**Share / IRA Certificate Dividend Rates

 NOTE:  IRA's available only in 1-, 2-, and 3-year terms with tiers. 

Tier

6-Month 
DIV     APY* 

12-Month 
DIV     APY* 

24-Month 
DIV     APY* 

36-Month 
DIV     APY* 

48-Month
DIV     APY* 

60-Month
DIV     APY* 

$1,000 - $9,999  0.25%  0.25%  0.65%  0.65%  0.75%  0.75%  1.00%  1.00%  1.10%  1.11%  1.25%  1.26%
$10,000 & Above 0.25%  0.25%  0.75%  0.75%  0.85%  0.85%  1.25%  1.26%  1.35%  1.36%  1.50%  1.51%

Children's
***$100 Min.

0.85%  0.85% 

Premier Savings Account

Tier Dividend APY* 
$5 - $2,499 0.10%  0.10% 
$2,500 - $4,999  0.10%  0.10% 
$5,000 - $9,999 0.10%  0.10% 
$10,000 - $24,999 0.10%  0.10% 
$25,000- $74,999  0.10%  0.10% 
$75,000 & Above  0.25%  0.25%

 * Annual Percentage Yield.  All rates subject to change at any time.
** Early withdrawal penalty information is available at the Member Service Desk.
Current rate and annual percentage yield effective for term stated.
*** Children's certificates include 24-month share certificates or
IRA Educational (Coverdell) Savings Accounts. 

****PINNACLE SAVINGS PLAN

Tier Dividend  APY*
$5 - $24,999  0.20%  0.20% 
$25,000 - $49,999  0.20%  0.20% 
$50,000 - $74,999  0.20%  0.20% 
$75,000 - $99,999  0.25%  0.25% 
$100,000 & Above  0.35% 0.35% 

  **** Pinnacle Savings Plan is available members who maintain a checking account with a recurring direct deposit.