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Retiring in a lake house on the edge of Lake Superior or staying home to spend time with the grandkids — wherever you decide to spend your retirement, have the comfort of a financial plan. 

An Individual Retirement Account (IRA) lets you start putting away as much or as little as you want. It’s a straightforward way to save that also pays competitive dividends above standard savings rates. We offer several different IRAs, including Traditional, Roth, and Coverdell, so you can choose the account that works best for you.


  • Competitive dividends above standard savings rates
  • Traditional and Roth IRA options
  • No setup fees
  • No monthly or annual maintenance fees
  • $5 minimum deposit to open with passbook; $1000 to open with share certificates

Accounts Options:

Start with an IRA Passbook.

An IRA Passbook serves as IRA Savings and lets you get started with as little as $5 — the low, minimum deposit to open. Make additional contributions in person or through the convenience of payroll deduction, so you can save on your own timeline with a budget that's right for you. You have the freedom to continue using the IRA Passbook or take advantage of an IRA Share Certificate once you reach $1,000 — the minimum to open an IRA Share Certificate. 

Or, open an IRA Share Certificate Today!

Help reach your retirement goals when you open a 1, 2, or 3 year IRA Share Certificate with $1,000 or more — the minimum to open. Although you cannot contribute to the Share Certificates in increments, partner this account with an IRA Passbook to achieve maximum return possibilities.

Call us at (715) 536-8351 to learn more. Or, stop by a convenient Park City Credit Union location!

There are advantages to both Traditional and Roth IRAs. One of the biggest differences is the time at which you see the most advantage. For information about the differences between Traditional and Roth IRAs, please visit the IRS website.

Create an easier transition into college for yourself and your student by setting up a savings account early. A Coverdell Education Savings Account (ESA) provides a safe place to grow competitive dividends and also financial confidence for a new stage in life.

  • Set aside funds for your child's education
  • No setup or annual fee
  • $5 minimum deposit to open with passbook; $1000 to open with share certificates

For information about contribution limits, please visit the IRS website. Consult your tax advisor for details. 

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We recommend consulting your tax advisor.