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Checking & Debit

Checking accounts that reward you.

Seeking a rewards checking account that works just as hard for your money as you do? 

It’s all here…you simply have to decide how you want to maximize your rewards just for doing everyday banking activities. Find the rewards checking account that is right for you and start earning today.

Checking and Debit Options

Earn Greater Dividends – Enjoy a high yield of up to 3.25% APY† with our free PCCU Cash1

Get More Cash Back – Earn 2.00% cash back on debit card purchases with free PCCU Cash Back Checking2

Standard account features that come with all rewards checking accounts:

But wait there's more!

Get No Frills – Enjoy a simplified checking solution with all the standard features minus the rewards with Free Economy Checking

Find a Fresh Start – If you do not qualify for traditional checking, Right Now Checking opens you up to a debit card checking account for $4.95 a month

Don’t fear the switch – Switch to Park City in just 10 minutes!3 With ClickSWITCH, we can easily switch your account to Park City. We switch your automatic payments, direct deposits and even close out your old account for you!

Mobile Wallet — Add your Park City debit card to your phone’s wallet app.

Order Checks — Need checks for your checking account? Order them here. 

Who's Your Team?

In addition to our standard Visa® debit card designs, Park City offers four different other styles featuring the Merrill Bluejays, Rhinelander Hodags, Tomahawk Hatchets and the Lakeland T-Birds. Upgrade your debit card to one of these designs for just $10.00 and $5.00 will be donated to the high school of your choice.

Available at your local branch

Verified by VISA®

When using your debit card online, you may be prompted to enter a Verified by Visa® (VbV) password. This is an added security measure we have activated to help eliminate potential fraudulent activity. If you do not have a password set-up, it will prompt you to create one. You will need to verify certain information to confirm your identity. You may also click here and set-up your VbV password. If you have any questions about VbV, please give us a call at 715-536-8351.

PCCU Cash:
¹APYs accurate as of 4/01/2022. Rates may change after account is opened. The minimum to open account online is $5. Credit terms and conditions apply. For PCCU Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $15 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 3.25%; and (3) balances over $10,000 earn 0.05% dividend rate on the portion of the balance over $10,000, resulting in 0.34% – 3.25% APY depending on the balance. If qualifications are not met on PCCU Cash all balances earn 0.01% APY. Qualifying transactions must post to and settle PCCU Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. Purchases must be made with debit card associated with your PCCU Cash account. “Monthly Qualification Cycle” is defined as a calendar month in which dividends are paid. Actual dividend amount paid may be less than advertised PCCU Cash APY. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN.

PCCU Cash Back:
²The minimum to open account online is $5. When monthly qualifications are met, you receive 2% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total of $8 cash back per monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” is defined as a calendar month in which dividends are paid. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $15 if qualifications are met within monthly qualification cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN.

³In just a few minutes, switch all of your direct deposits and automatic payments to your new or existing account. This eliminates the hassle of having to contact each business and helps to ensure that you don’t miss a payment during your account transition. The time it takes to switch is based on individual needs.

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