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WELCOME TO A CREDIT UNION OF CHOICES
At Park City Credit Union we offer a variety of Share Draft account options for your everyday convenience. We have tailored our accounts to fit your financial needs. Whether you don't want service charges or if you want to earn dividends, we have an account for you. You choose the type of account that will best fit your financial picture.
Economy
If you are looking for an account that has no service charges or monthly fees, this one is for you.
- No minimum balance requirement
- Unlimited check writing
- No monthly service or maintenance fees
- Can order our custom check for substantial savings
- Call 24 can be used to transfer from you saving to your checking account
- Free Debit Cards to qualified members
- Overdraft protection available through savings or Kwik Cash loan
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Member First
We have a share draft account that earns dividends.
You earn dividends on this account on days you have a $500.00 balance or greater.
You can write up to 60 share drafts per month, without a per item fee. After 60 share drafts, an excess share draft fee of $ .15 will be charged for each share draft during the month.
If your account balance falls below the requested minimum daily balance of $500.00 during the month, your account will be subject to a monthly service fee of $4.00.
Overdraft protection available through savings or kwik cash loan.
Call 24 can be used to transfer from your savings to your checking account.
No fee's charged on our debit cards
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Age 55 and over
We have a senior class program for members that are 55 and older. To qualify for this program, you must have a share draft account at Park City Credit Union or have a social security, pension or other recurring check directly deposited with us, or $1,000.00 on deposit.
The services offered are:
Free custom Park City Credit Union checks
No minimum balance required
Earned dividends on the account on days you have a $500.00 balance or greater
No monthly service fee
No per item fee
Unlimited check writing
Overdraft protection available through savings or KWIK cash loan
Call 24 can be used to transfer from your savings to checking
No fees charged on our debit card
Other services include free travelers cheques and free money orders.
If you are interested in this program, stop in at any of our locations. We would be happy to help you sign.
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Student
The Student Share Draft (checking) Account is for the High School or College Student. They will learn financial responsibilities early in life. The monthly statements will be mailed to them, either to the home address while in high school or to a college address. If the need would arise, you will be able to deposit money into their checking account.
Free custom Park City Credit Union checks
No minimum balance requirements
No monthly service fee
No per item fee
Unlimited check writing
Overdraft protection available through savings
Free ATM card
Free Debit card
Call 24 can be used to transfer from your savings to your checking account
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